Teenage accidents can be a traumatic experience for both the young victims and their families. The situation becomes even more challenging when these accidents result in long-term injuries.
Continue reading to learn about handling teenage accidents with long-term injuries, including the steps to take, the role of insurance, and the claims process.
Seek Immediate Medical Attention
The topmost concern following a teenage accident must invariably revolve around the well-being and safety of the teenager involved. It’s worth noting that the signs of long-term injuries may not manifest immediately. Thus, seeking immediate medical attention is of paramount importance.
This step is vital because even seemingly minor injuries can potentially lead to enduring repercussions. Therefore, it is imperative to meticulously record and document all injuries, as this documentation will play a pivotal role in substantiating your insurance claim.
Notify the Appropriate Parties
Once you meet all the initial medical needs, it’s essential to notify the relevant parties about the accident. If the accident occurred on the road, contact the local authorities and inform your insurance company. In cases of accidents at school or on another’s property, alert the responsible parties and document the incident.
Gather and Preserve Evidence
To strengthen your claim, gather and preserve evidence related to the accident. This includes taking photographs of the accident scene, damaged vehicles (if applicable), injuries, and any road conditions that may have contributed to the accident. Witness statements and police reports can also be valuable pieces of evidence.
Understanding Insurance Coverage
Your next step is to understand the insurance coverage available. Teenagers may have coverage under their parents’ insurance policies. It’s essential to review the policy, know the limits and coverages, and inform the insurance company about the accident promptly. Keep records of all communication with the insurer.
Long-term injuries in teenage accidents often entail high medical expenses and can lead to disputes with insurance companies. In such cases, consulting with an attorney specializing in personal injury claims can be beneficial. They can provide legal guidance, negotiate with the insurance company on your behalf, and take the case to court if necessary.
Documenting Long-Term Effects
Long-term injuries may require extensive medical treatment and rehabilitation and potentially result in disability or lasting discomfort. Maintaining detailed records of all medical treatments and consultations related to the injury is crucial. This documentation will be vital for establishing the extent of the injury’s impact on the teenager’s life.
Negotiating the Claim
Your attorney, if involved, will work on negotiating a fair settlement with the insurance company to cover medical expenses, pain and suffering, and other losses. They will draw on the evidence, medical records, and expert opinions to build a strong case.
Going to Court
In some cases, insurance companies may not offer a fair settlement. If negotiations fail, your attorney may recommend taking the case to court. This step involves filing a lawsuit and presenting your case before a judge and jury to determine the appropriate compensation.
Emotional Support for Teenagers
In addition to the legal and financial aspects, it’s vital to provide emotional support to teenagers who suffer long-term injuries in accidents. Encourage open communication, seek counseling if necessary, and involve them in decisions related to their recovery and the claims process.
Let Craig J. Concannon, P.C. be your trusted partner on your journey to justice. With our experienced team of professionals dedicated to your personal injury and accident claims, you can rest assured that you’re in capable hands. Call us at (314) 421-3329 or use this form today for personalized assistance.