St. Louis Personal Injury Lawyer

What Is Personal Injury Law?

Personal injury law lets people hurt by someone else's carelessness seek compensation for their losses. Here's how it works in Missouri, in plain English.

Free consultationNo attorney fee unless you recoverClayton office

The Basics

You shouldn't pay for someone else's mistake

Personal injury law allows an injured person to seek compensation from the person or company that caused their injury, so they have financial support while they recover.

The most common example is an accident: someone is hurt because another person was careless, like a driver who ran a red light. Compensation can cover medical bills, rehabilitation and lost wages.

If you or a loved one were hurt because of someone else's negligence, the best way to protect yourself is to get legal advice early. Craig J. Concannon helps St. Louis accident victims recover fair compensation for their injuries.

Proving negligence

Evidence decides how much an insurer is willing to pay.

Dealing with insurers

Most claims are paid by insurance companies, who want to pay less.

Valuing your claim

Future treatment and lost earning capacity are easy to overlook.

Finding all coverage

Liability, UM/UIM and other policies.

Types of Cases

Personal injury cases Craig handles

Craig focuses on accident and injury cases across the St. Louis area.

Car accidents

Crashes caused by careless, distracted or impaired drivers.

Truck accidents

Semi and commercial vehicle crashes.

Motorcycle accidents

Riders hurt by drivers who didn't see them.

Pedestrian accidents

People struck while walking.

Bicycle accidents

Cyclists hit by cars.

Uber & Lyft accidents

Rideshare crashes with layered insurance.

Wrongful death

Claims by families who lost a loved one.

Dog bites

Bites and attacks by someone else's dog.

Compensation

What compensation can include

Every case is different, but compensation in a Missouri injury claim can include:

Medical bills

ER visits, surgery, therapy and prescriptions.

Future treatment

Care your injuries will require in the years ahead.

Lost wages

Income lost while you recover.

Reduced earning capacity

When an injury limits the work you can do.

Property damage

Repair or replacement of your vehicle and belongings.

Pain & suffering

The physical and emotional toll of your injuries.

How Claims Work

How a Missouri injury claim works

A personal injury claim asks the person or company that caused your injury to pay for the harm. In most Missouri cases that means proving:

  • Duty The other person owed you reasonable care, like every driver does.
  • Breach They failed to use reasonable care.
  • Causation That failure caused your injuries.
  • Damages You suffered real losses as a result.

Key Missouri rules

  • Missouri is an at-fault state with no personal injury protection (PIP) coverage.
  • Recovery usually comes from the at-fault driver's liability insurance or your own UM/UIM coverage.
  • Missouri follows pure comparative fault: you can recover even if partly at fault, reduced by your share.
  • Most personal injury lawsuits must be filed within five years (RSMo § 516.120).
Laws change and every case is different. This is general information, not legal advice.

The Process

How a case typically moves forward

Free consultation

Talk through what happened with Craig at no cost.

Investigation

Gathering records, evidence and witness statements.

Claim & negotiation

Presenting your claim and negotiating with the insurer.

Settlement or trial

Most cases settle; some go to court when needed.

Have questions about your case? Talk to Craig today.

Free, confidential consultation. No attorney fee unless you recover.

Questions

Frequently asked questions

What types of personal injury cases does Craig J. Concannon handle?
The firm handles car, truck, bus, motorcycle and pedestrian accidents, dog bites, and the injuries they cause, including whiplash, concussions, burns, scarring and amputations, for clients across the St. Louis area.
How long do I have to file a personal injury lawsuit in Missouri?
Most Missouri personal injury lawsuits must be filed within five years of the injury (RSMo § 516.120). Wrongful death claims generally must be filed within three years, and claims involving government entities can have much shorter notice deadlines.
Can I still recover if I was partly at fault?
Missouri follows pure comparative fault, so you can still recover even if you were partly to blame; your award is reduced by your percentage of fault. If you were 20% at fault, you could recover 80% of your damages.
Do most personal injury cases go to trial?
No. Most cases settle with the insurance company. Preparing a case thoroughly, as if it may go to trial, often puts pressure on the insurer to make a fair offer.
How much does it cost to hire Craig J. Concannon?
Your consultation is free, and you pay no attorney fee unless you recover compensation. Call (314) 421-3329 or visit our Clayton office at 7911 Forsyth Blvd #300.