St. Louis Multi-Car Accident Lawyer

Multi-Car Accident & Pileup Lawyer

In a pileup, every insurance company has a reason to blame someone else. Craig J. Concannon investigates the order of impacts and makes sure you don't shoulder blame that isn't yours.

Free consultationNo attorney fee unless you recoverClayton office

The Legal Complexity of a Pileup

Who's at fault when everyone is involved?

A multi-car accident, often called a "pileup," involves two or more vehicles. On busy Missouri highways these crashes create chaotic scenes, with physical injuries, emotional trauma and heavy property damage.

One of the biggest challenges, aside from recovering from your injuries, is figuring out exactly who is at fault. With several drivers and insurance companies involved, each one tries to shift the blame, and these cases can become complicated and drawn out.

Craig J. Concannon gathers the evidence to show what really happened and makes sure you are fairly compensated, especially when the crash wasn't your fault.

Reconstructing the crash

Damage patterns, vehicle data and dash-cam video show the order of impacts.

Assigning fault fairly

We make sure you don't take blame for other drivers' mistakes.

Claims against every insurer

We pursue each at-fault driver's insurance for its share.

Protecting your recovery

We use your underinsured coverage if other limits fall short.

Case Investigation

What causes chain-reaction crashes

In most pileups, more than one driver made a mistake.

Following too closely

Tailgating leaves no room to stop when traffic slows suddenly.

Speeding for conditions

Driving too fast for rain, fog, ice or heavy traffic.

Sudden braking

Unexpected stops can trigger a chain of rear-end impacts.

Distracted driving

Drivers looking at phones miss slowing traffic ahead.

Common Injuries

Common multi-car accident injuries

Being hit more than once, from more than one direction, can cause serious harm.

Whiplash

Repeated impacts can whip the neck back and forth.

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Concussions

Head injuries from striking the wheel, window or headrest.

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Soft tissue injuries

Sprains and strains to the back, shoulders and neck.

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Burns

Fires and hot surfaces after a multi-vehicle crash.

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Lacerations & scars

Cuts from glass and metal.

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Amputation & disfigurement

Catastrophic injuries in the most severe pileups.

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Who Pays

Who pays in a multi-car accident?

Because several drivers may share fault, compensation can come from several sources:

  • Each at-fault driver's liability insurance which may pay a share based on that driver's percentage of fault.
  • Your underinsured motorist coverage if the at-fault drivers' limits are not enough.
  • Your uninsured motorist coverage if an at-fault driver had no insurance.
  • A trucking company or employer if a commercial driver was involved.

How fault is divided in a pileup

  • Missouri's pure comparative fault system lets a jury assign a percentage of fault to each driver.
  • Each at-fault driver's insurance may be responsible for part of your damages.
  • You can still recover even if you were partly to blame; your award is reduced by your percentage of fault.
  • Crash reconstruction, vehicle data, dash-cam video and witness statements often decide who caused what.
Laws change and every case is different. This is general information, not legal advice.

After the Crash

What to do after a pileup

Get to safety

Stay in your vehicle if it's safer, turn on hazards and call 911.

Get medical care

Multiple impacts can cause injuries that show up later.

Document every vehicle

Photos of every car, its position and damage, plus each driver's information.

Talk to Craig first

With several insurers involved, don't give statements before getting advice.

Caught in a pileup? Talk to Craig today.

Free, confidential consultation. No attorney fee unless you recover.

Questions

Frequently asked questions

Who pays in a multi-car accident?
Each at-fault driver's liability insurance may pay a share based on their percentage of fault. If those limits are not enough, your own underinsured motorist coverage may help.
Can I recover if I was partly at fault in a pileup?
Missouri follows pure comparative fault, so you can still recover even if you were partly to blame; your award is reduced by your percentage of fault.
Why are multi-car accident claims harder?
Several insurance companies are involved, and each may try to shift blame to another driver. Establishing the sequence of collisions usually requires a careful investigation.
How long do I have to file a multi-car accident claim in Missouri?
Most Missouri personal injury lawsuits must be filed within five years of the injury (RSMo § 516.120). Wrongful death claims generally must be filed within three years, and claims involving government entities can have much shorter notice deadlines.
How much does it cost to hire Craig J. Concannon?
Your consultation is free, and you pay no attorney fee unless you recover compensation. Call (314) 421-3329 or visit our Clayton office at 7911 Forsyth Blvd #300.